Terms & Conditions

You can read and review our terms & conditions here.

Pricing and Purchase Terms & Conditions

 

Please carefully read the following terms before accessing this site or using our services. By accessing the site (which includes visiting, purchasing or accessing a course) you accept and agree to all of the conditions imposed in this agreement. If you do not agree to these terms, you may not access the site.

By using this service, you agree that you have read, understand and agree to these terms. You also agree to review this agreement periodically to be aware of modifications to the agreement, which modifications The SFLA Ltd may make at any time.

Applicability

These purchase terms and conditions (the “Terms” or the “Agreement”) shall govern the relationship between The SFLA Ltd and a client (“Buyer”) purchasing services from The SFLA Ltd, unless and until SFLA and Buyer both sign a formal written agreement for such services. Any terms deviating from these Terms shall be null and void unless SFLA has explicitly agreed to such deviating terms in writing.

 

Account

In order to be able to subscribe to any of the modules the buyer should first register and create an account with the SFLA Ltd. The personal information of the clients will be held as per the Privacy Policy of the website.

 

Pricing and subscription terms

The pricing of the modules is as stated on the website of The SFLA Ltd www.moneysmartathlete.com. Modules are priced based on their content and length. SFLA ltd reserves the right to review the pricing at any time in its sole discretion. There are three available business models through which you can access our programs. The pricing policy of each model is the following:

A. The SFLA Trainer Program

The pricing of the program is on an annual basis and the relevant fee, includes the material as well as the Train the Trainer Session.

Access to: Annual fee (includes TTT)
Sport Kids (6 to 12) $1,750
Junior Academy (12 to 15) $2,000
Senior Academy (16 to 18) $2,000
Student Athlete $2,750
Professional Athlete $3,000
Female Athlete $3,000
Solo Sport Athlete $3,000

 

If a participating party will enroll in more than one course then they will receive a discount as follows:

Access to: Discount:
2 Courses 10%
3 Courses 15%
4 Courses 20%
5 Courses 25%
6 Courses 30%
7 Courses 40%

 

Terms and conditions

  1. The SFLA Trainer undertakes to commit to the SFLA code of conduct (as described in the TTT training) and deliver the SFLA material to their students in the best possible manner.
  2. The SFLA Trainer will only use the SFLA courses material for teaching their students and will not disseminate, copy, or reproduce this material for any other purpose.
  3. The trainer status is granted on an annual basis and if the annual enrolment is not renewed then access to the program material is terminated.
  4. Each trainer enrollment will hold valid for one year from the date of their first enrollment and it will be up for renewal during each enrollment anniversary.
  5. All updated material will be disseminated/given access to the Trainer upon renewal of their enrollment.

*All prices are stated in US Dollars and they include all relevant taxes.

B. Business to Business (B2B)

Through our B2B model, we license our programs to various organizations, both within the sports industry and the education sector; these organizations usually incorporate our programs as part of their teaching curriculums.  The annual licensing fee is calculated based on what student range the organization falls into.  We have six different brackets for different types of institutions and the per student annual cost can be as little as $10.  Such organizations include:

  • Sports Kids Program – ages 6 to 12
    • Elementary Schools
    • Academies
  • Junior Academy Program – ages 12 to 15
    • Junior High Schools
    • Academies
  • Senior Academy Program – ages 15 to 18
    • High Schools
    • Academies
  • Collegiate Athletes Program – ages 18 to 22
    • Colleges
    • Organizations other than colleges
  • Professional Athletes Program – ages 18+
    • Players’ Associations
    • Clubs
    • National Sport Federations
  • Female Athletes Program – ages 18+
    • Players’ Associations
    • Clubs
    • National Sport Federations
  • Solo-sport Athletes Program – ages 18+
      • Athletes’ Associations
      • National Sport Federations

 

The pricing model for each of the above organizations is detailed below:

THE SPORTS FINANCIAL LITERACY ACADEMY SPORTS KIDS FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 1- ELEMENTARY SCHOOLS

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS              
      FROM TO   US$
BRACKET 1

1

 250

3500
BRACKET 2

251

400

5000
BRACKET 3

401

600

6500
BRACKET 4 601 800 8000
BRACKET 5 801 1000 9500
BRACKET 6 1001+ 10000

 

THE SPORTS FINANCIAL LITERACY ACADEMY SPORTS KIDS FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 2- SPORTS ACADEMIES

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS
      FROM TO   US$
BRACKET 1

1

50

2000
BRACKET 2

51

150

3000
BRACKET 3

151

250

4000
BRACKET 4 251 350 5000
BRACKET 5 351 450 6000
BRACKET 6 451+ 7000

 

THE SPORTS FINANCIAL LITERACY ACADEMY JUNIOR ACADEMY FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 1- JUNIOR HIGH SCHOOLS

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS              
      FROM TO   US$
BRACKET 1

1

 250

4000
BRACKET 2

251

400

5500
BRACKET 3

401

600

7500
BRACKET 4 601 800 9500
BRACKET 5 801 1000 11000
BRACKET 6 1001+ 12000

 

THE SPORTS FINANCIAL LITERACY ACADEMY JUNIOR ACADEMY FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 2- SPORTS ACADEMIES

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS              
      FROM TO   US$
BRACKET 1

1

 50

2500
BRACKET 2

51

150

4000
BRACKET 3

151

250

5000
BRACKET 4 251 350 6000
BRACKET 5 351 450 7000
BRACKET 6 451+ 8000

 

THE SPORTS FINANCIAL LITERACY ACADEMY SENIOR ACADEMY FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 1- HIGH SCHOOLS

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS              
      FROM TO   US$
BRACKET 1

1

 250

4000
BRACKET 2

251

400

5500
BRACKET 3

401

600

7500
BRACKET 4 601 800 9500
BRACKET 5 801 1000 11000
BRACKET 6 1001+ 12000

 

THE SPORTS FINANCIAL LITERACY ACADEMY SENIOR ACADEMY FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 2- SPORTS ACADEMIES

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS              
      FROM TO   US$
BRACKET 1

1

 50

2500
BRACKET 2

51

150

4000
BRACKET 3

151

250

5000
BRACKET 4 251 350 6000
BRACKET 5 351 450 7000
BRACKET 6 451+ 8000

 

THE SPORTS FINANCIAL LITEACY ACADEMY COLLEGIATE ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 1- COLLEGES

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS              
      FROM TO   US$
BRACKET 1

1

 1000

15000
BRACKET 2

1001

2500

20000
BRACKET 3

2501

5000

25000
BRACKET 4 5001 8000 30000
BRACKET 5 8001 11000 35000
BRACKET 6 11001+ 40000

 

THE SPORTS FINANCIAL LITEACY ACADEMY COLLEGIATE ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 2- ORGANIZATIONS OTHER THAN COLLEGES

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS              
      FROM TO   US$
BRACKET 1

1

 50

5000
BRACKET 2

51

150

6000
BRACKET 3

151

300

7500
BRACKET 4 301 450 9000
BRACKET 5 451 550 10500
BRACKET 6 551+ 11000

 

THE SPORTS FINANCIAL LITEACY ACADEMY PROFESSIONAL ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 1- PLAYERS’ ASSOCIATIONS

 

TOTAL ANNUAL LICENSE COST

MEMBERS BRACKET

NUMBER OF MEMBERS

             
      FROM TO   US$
BRACKET 1

1

 1000

15000
BRACKET 2

1001

2500

20000
BRACKET 3

2501

5000

25000
BRACKET 4 5001 8000 30000
BRACKET 5 8001 11000 35000
BRACKET 6 11001+ 40000

 

THE SPORTS FINANCIAL LITEACY ACADEMY PROFESSIONAL ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 2- SPORTS CLUBS

 

TOTAL ANNUAL LICENSE COST

US$

ANNUAL CHARGE TO CLUBS 7500

 

THE SPORTS FINANCIAL LITEACY ACADEMY PROFESSIONAL ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 3- NATIONAL SPORTS FEDERATIONS

 

TOTAL ANNUAL LICENSE COST

MEMBERS BRACKET NUMBER OF MEMBERS              
      FROM TO   US$
BRACKET 1

1

 200

10000
BRACKET 2

201

400

12000
BRACKET 3

401

600

14000
BRACKET 4 601 800 16000
BRACKET 5 801 1000 18000
BRACKET 6 1001+ 20000

 

THE SPORTS FINANCIAL LITEACY ACADEMY FEMALE ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 1- PLAYERS’ ASSOCIATIONS

 

TOTAL ANNUAL LICENSE COST

MEMBERS BRACKET NUMBER OF MEMBERS              
      FROM TO   US$
BRACKET 1

1

 500

7500
BRACKET 2

501

1500

10000
BRACKET 3

1501

3000

12000
BRACKET 4 3001 4500 14000
BRACKET 5 4501 6000 16000
BRACKET 6 6001+ 18000

 

THE SPORTS FINANCIAL LITEACY ACADEMY FEMALE ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 2- SPORTS CLUBS

 

TOTAL ANNUAL LICENSE COST

US$

 ANNUAL CHARGE TO CLUBS        7500

 

THE SPORTS FINANCIAL LITEACY ACADEMY FEMALE ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 3- NATIONAL SPORTS FEDERATIONS

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF MEMBERS              
      FROM TO   US$
BRACKET 1

1

 200

10000
BRACKET 2

201

400

12000
BRACKET 3

401

600

14000
BRACKET 4 601 800 16000
BRACKET 5 801 1000 18000
BRACKET 6 1001+ 20000

 

THE SPORTS FINANCIAL LITEACY ACADEMY SOLO-SPORT ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 1- ATHLETES’ ASSOCIATIONS

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS              
      FROM TO   US$
BRACKET 1

1

 50

7500
BRACKET 2

501

1500

10000
BRACKET 3

1501

3000

12000
BRACKET 4 3001 4500 14000
BRACKET 5 4501 6000 16000
BRACKET 6 6001+ 18000

 

THE SPORTS FINANCIAL LITEACY ACADEMY SOLO-SPORT ATHLETES FINANCIAL & LIFE SKILLS PROGRAM

FINANCIAL MODEL 2- ORGANIZATIONS OTHER THAN COLLEGES

 

TOTAL ANNUAL LICENSE COST

STUDENTS BRACKET NUMBER OF STUDENTS              
      FROM TO   US$
BRACKET 1

1

 200

10000
BRACKET 2

201

400

12000
BRACKET 3

401

600

14000
BRACKET 4 601 800 16000
BRACKET 5 801 1000 18000
BRACKET 6 1001+ 20000

 

C. Business to Consumer (B2C)

Through our B2C model, individual athletes can purchase a single license strictly for individual use; the license will give them access to the particular program material for one year and will allow them to download the program presentations and workbooks.  Athletes will be able to go through the program modules, presentations and activities at their own pace and the cost of the annual license covers answering up to three email queries the athlete may have in connection with the program.  The email queries are usually answered within a 72-hour time frame.

The programs available through the B2C model are the following:

  • Collegiate Student Athlete (ages 18 to 22)
  • Professional Athlete (ages 18+)
  • Female Athlete (ages 18+)
  • Solo-Sport Athlete (ages 18+)

The pricing for the B2C model has as follows:

Access to:            Annual fee
Collegiate Student Athlete $2,500
Professional Athlete $2,500
Female Athlete $2,500
Solo Sport Athlete $2,500

 

Materials Given with Each Module Purchase

Each module comes with teaching material which includes videos and in-class activities. In addition, you will receive a presentation that is utilized as the basis for in-class teaching for the particular module and it is usually handed out to the attendees as well, either in soft or hard copy.

The following material will be available to be downloaded:

  • Course Presentation
  • Course Workbook

The Course content document will not be available for download and will be in a read-only form. The buyer will be able to access the content document through the website account.

Train-The-Trainer material includes a module on Teaching Methods along with the relevant presentation.

The relevant material will be available to download upon completion of the transaction.

 

Train-The-Trainer Sessions

Each module purchase of through the Trainer Program model and the B2B model, includes the online Train-The-Trainer session for the delivery of the modules.

 

Tailor-Made Courses/Course Modifications

We undertake the design and implementation of tailor-made courses to cater to the particular needs of our clientele. Course modification requests are also accommodated and they are billed separately, upon the submission and acceptance of a separate cost proposal which is based on the estimated time to be spent, the required level of skill, and our standard fee rates.

 

Renewals

Subscriptions will be auto-renewed on the 12-month anniversary from the date of subscription. Subscribers will have the option to deactivate the auto-renewal of the subscription through their account any time before the expiration of the 12-month period.

 

Cancellation & Refunds

All refunds will be made to the credit card (or original instrument of purchase) used to make the original transaction. As soon as the payment is completed and the material is sent to the customer, no cancellation or refund is available. Cancellation and refunds can be made at any stage prior to the access of the training materials by customers.

 

Intellectual property rights

Unless otherwise stated, we own the intellectual property rights in the website and material on the website. You acknowledge that you shall not modify, translate, adapt or otherwise amend the same otherwise than in accordance with applicable law.

 

License to use website

You may view, download for caching purposes only, and print pages or other from the website for your own personal use, subject to the restrictions below.

You must not:

  • republish material from this website
  • sell, rent or otherwise sub-license material on the website
  • reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose
  • edit or otherwise modify any material on the website except for content specifically and expressly made available for modification
  • redistribute material from this website except for content specifically and expressly made available for redistribution.
  • Users who share usernames and passwords or breach any of the above will be pursued for damages.

 

Limitations of liability

You acknowledge that it would be unreasonable to hold us liable in respect of this website and the information on this website. Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up-to-date. To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill). Our liability is limited and excluded to the maximum extent permitted under applicable law. We will not be liable for any direct or indirect loss or damage arising under these terms and conditions or in connection with our website, whether arising in tort, contract, or otherwise. Without limiting the generality of the foregoing exclusion, we will not be liable for any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings arising under terms and conditions or in connection with our website, whether direct or indirect, and whether arising in tort, contract, or otherwise.

 

Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with Cyprus law, a7nd any disputes relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of Cyprus.