Terms & Conditions

You can read and review our terms & conditions here.

Purchase Terms & Conditions


Please carefully read the following terms before accessing this site or using our services. By accessing the site (which includes visiting, purchasing or accessing a course) you accept and agree to all of the conditions imposed in this agreement. If you do not agree to these terms, you may not access the site.

By using this service, you agree that you have read, understand and agree to these terms. You also agree to review this agreement periodically to be aware of modifications to the agreement, which modifications The SFLA Ltd may make at any time.


These purchase terms and conditions (the “Terms” or the “Agreement”) shall govern the relationship between The SFLA Ltd and a client (“Buyer”) purchasing services from The SFLA Ltd, unless and until SFLA and Buyer both sign a formal written agreement for such services. Any terms deviating from these Terms shall be null and void unless SFLA has explicitly agreed to such deviating terms in writing.



In order to be able to subscribe to any of the modules the buyer should first register and create an account with the SFLA Ltd. The personal information of the clients will be held as per the Privacy Policy of the website.


Pricing and subscription terms

The pricing of the modules is as stated on the website of The SFLA Ltd www.moneysmartathlete.com. Modules are priced based on their content and length. SFLA ltd reserves the right to review the pricing at any time in its sole discretion. There are three available business models through which you can access our programs. The pricing policy of each model is the following:

A. The SFLA Approved Trainer Program

The pricing of the program is on an annual basis and the relevant fee, as stated on the website, includes the material as well as the Train the Trainer Session.

If a participating party will enroll in more than one course then they will receive a discount as follows:

Access to: Discount:
2 Courses 10%
3 Courses 15%
4 Courses 20%
5 Courses 25%
6 Courses 30%
7 Courses 40%


All SFLA-approved trainers will be signing an “Approved Trainer Agreement” with the SFLA which will state the terms and conditions of their relationship with the SFLA.

*All prices are stated in US Dollars and they include all relevant taxes.

B. Business to Business

The pricing of the license of the program to various organizations through the B2B model in on an annual basis and is calculated based on the student range of the organization as stated on the pricing model of our website.

*All prices are stated in US Dollars and they include all relevant taxes.

C. Business to Consumer

The pricing of the B2C model refers to the purchase of a single license which is strictly for individual use.

The programs available through the B2C model are the following:

  • Collegiate Student Athlete (ages 18 to 22)
  • Professional Athlete (ages 18+)
  • Female Athlete (ages 18+)
  • Solo-Sport Athlete (ages 18+)

The pricing of the B2C programs is as stated on our website.

*All prices are stated in US Dollars and they include all relevant taxes.


Materials Given with Each Module Purchase

Each module comes with teaching material which includes videos and in-class activities. In addition, you will receive a presentation that is utilized as the basis for in-class teaching for the particular module and it is usually handed out to the attendees as well, either in soft or hard copy.

The following material will be available to be downloaded:

  • Course Presentation
  • Course Workbook

The Course content document will not be available for download and will be in a read-only form. The buyer will be able to access the content document through the website account.

Train-The-Trainer material includes a module on Teaching Methods along with the relevant presentation.

The relevant material will be available to download upon completion of the transaction.


Train-The-Trainer Sessions

Each module purchase of through the Approved Trainer Program model and the B2B model, includes the online Train-The-Trainer session for the delivery of the modules.


Tailor-Made Courses/Course Modifications

We undertake the design and implementation of tailor-made courses to cater to the particular needs of our clientele. Course modification requests are also accommodated and they are billed separately, upon the submission and acceptance of a separate cost proposal which is based on the estimated time to be spent, the required level of skill, and our standard fee rates.



Subscriptions will be auto-renewed on the 12-month anniversary from the date of subscription. Subscribers will have the option to deactivate the auto-renewal of the subscription through their account any time before the expiration of the 12-month period.


Cancellation & Refunds

All refunds will be made to the credit card (or original instrument of purchase) used to make the original transaction. As soon as the payment is completed and the material is sent to the customer, no cancellation or refund is available. Cancellation and refunds can be made at any stage prion the access of the training materials by customers.


Intellectual property rights

Unless otherwise stated, we own the intellectual property rights in the website and material on the website. You acknowledge that you shall not modify, translate, adapt or otherwise amend the same otherwise than in accordance with applicable law.


License to use website

You may view, download for caching purposes only, and print pages or other from the website for your own personal use, subject to the restrictions below.

You must not:

  • republish material from this website
  • sell, rent or otherwise sub-license material on the website
  • reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose
  • edit or otherwise modify any material on the website except for content specifically and expressly made available for modification
  • redistribute material from this website except for content specifically and expressly made available for redistribution.
  • Users who share usernames and passwords or breach any of the above will be pursued for damages.


Limitations of liability

You acknowledge that it would be unreasonable to hold us liable in respect of this website and the information on this website. Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up-to-date. To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill). Our liability is limited and excluded to the maximum extent permitted under applicable law. We will not be liable for any direct or indirect loss or damage arising under these terms and conditions or in connection with our website, whether arising in tort, contract, or otherwise. Without limiting the generality of the foregoing exclusion, we will not be liable for any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings arising under terms and conditions or in connection with our website, whether direct or indirect, and whether arising in tort, contract, or otherwise.


Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with Cyprus law, and any disputes relating to these terms and conditions shall be subject to the exclusive jurisdiction of the courts of Cyprus.